Lazy for a living: Why Some Millennials Never Need to Work Again

Students taking test in class. Photo by Kevin Dooley.

Our Take!

This article, which was originally published on Human Events, explains the amazing story of how government has built a system that literally allows young people (or older people willing to go through the college system) to escape work…forever. While some reforms to these systems have been proposed in recent years, none of them have stuck, and I think the real story here isn’t what programs actually exist but why they exist and how the government is trying to addict everyone to its own services. It amazes me that Millennials, many of whom pride themselves on “individuality” and liberty for everyone, are so willing to sell their souls to the government in exchange for being totally unproductive. It’s a real problem, and as more young Americans become aware of the available government programs, dependency will continue to increase.

By Justin Haskins

My grandparents were a part of the “greatest generation” and my parents’ generation ushered in the modern technological era, but it’s my generation—popularly referred to as the “Millennials”— that will bear the distinct mark of being the first group of Americans that never had to work, struggle, or strive to engage in any activities except those we personally enjoy.

Never before in human history has a group of people been given the astounding opportunities Millennials experience today. Many of us were born in the richest nation of the world, blessed with endless streams of knowledge thanks to the development of the Internet. We haven’t been drafted into a major world war, the vast majority of us have access to quality medical care, and more of us today are college educated than at any other time in America’s past.

But despite the numerous opportunities presented to Millennials, my generation also has the ability to choose to reject traditional nine-to-five work due to decades of policy changes and an unprecedented effort to redistribute American wealth. A savvy Millennial with a desire to avoid work at all costs can navigate the government’s bureaucracy, and without breaking a single law, can live the rest of his or her life without paying for anything.

“Of course you could live off of government services,” you’re thinking, “but who wants to live in a perpetual state of poverty?” That’s the insanity of the system. You no longer have to be poor to receive government services. All you need to do is go to graduate school.

When a student is enrolled in an undergraduate program, the student may only borrow a total of $31,000 for costs. The remainder of the costs must be paid by private student loans or by a parent’s federal student loans. If a student doesn’t have parents who are eligible to borrow, the federal government allows a student to borrow up to $57,500 for expenses.

Students are not required to pay any federal loans back while enrolled in school, and loans can be used to pay for living costs, including food, housing, and other necessary expenses.

The aggregate limits placed on federal undergraduate student loans prevent students from attending an undergraduate program forever, and most students’ parents are required to loan a portion of the expenses themselves, which also prevents endless borrowing by students.

All graduate students, however, are treated as though they are independent students, regardless of whether or not they still live with or rely on their parents. All graduate students are also eligible to borrow as much money as they need to cover a program’s “cost of attendance,” which includes money for necessary living expenses. Although each graduate program is responsible for determining how much loan money students are eligible to receive for living expenses, many programs allow students to borrow up to $20,000 per year on top of the cost of tuition and fees. READ MORE …

[Published on Human Events]

Photo by Kevin Dooley.